Senate Bill 156: Delaware Legislation Addressing Medical Debt and Credit Reporting
July 16, 2025/
A federal judge recently struck down a national rule that barred medical debt from appearing on consumer credit reports. In response, Delaware has enacted its own legislation—Senate Bill 156—crafted to make sure that medical debt will not be used as a negative factor in credit scores, employment decisions, or housing applications. Sponsored by Senator Spiros Mantzavinos and Representative Kim Williams, the bill passed unanimously in both chambers of the General Assembly and is awaiting the governor’s signature. With this legislation passed in the General Assembly this year, Delaware becomes one of at least nine states to establish similar measures.