DSHA Still Providing Housing Assistance Through Programs Set Up during Covid-19 Emergency


Final federal assistance is available through early 2024 and the Delaware State Housing Authority has launched three new temporary programs to address barriers to achieving and maintaining homeownership for affected populations. These programs were launched as part of the state’s ongoing response to the COVID-19 public health emergency. The Delaware Mortgage Relief Program, Delaware Diamonds Home Loan and Home Sweet Home Program are nearing the end of allocated funding and you’re encouraged to apply now – or explore alternative assistance programs offered by DSHA.

Additional information from DSHA:

DEMRP provides up to $50,000 for housing-related delinquencies such as mortgage, property tax, homeowners association, and homeowner insurance payments, and up to $20,000 for critical home repairs, including mold and mildew remediation, lead-based paint removal, roof replacement, heating, cooling, electrical, and plumbing repairs, and the repair, replacement, or installation of accessibility aids such as hand railings, ramps, grab bars and wider doorways.

DEMRP is expected to exhaust its funds by early 2024, if not sooner. Homeowners are being encouraged to apply for assistance as quickly as possible as funding is limited. An application for the DEMRP Program can be found here: https://demortgagehelp.com/.

To date, DEMRP has disbursed over $30 million in financial assistance to more than 12,000 Delawareans across the state. Read a program participant testimonial here or view the program’s data dashboard here

The Delaware Diamonds Home Loan and Home Sweet Home Program have exhausted their available funding. Both programs offered potential homebuyers a zero-interest forgivable second loan of $12,000 to $15,000 and were funded by a $5 million allocation from Governor Carney to DSHA.

The Delaware Diamonds Home Loan and Home Sweet Home Program helped 136 Delawareans achieve homeownership throughout the state. Read a success story here.

Potential homebuyers can still receive alternative assistance from DSHA through the Smart State Home Loan and First State Home Loan Program. Subsidized revenues from DSHA fund these programs, and both will remain active for the foreseeable future.

For more information or to learn about other homeownership programs offered by DSHA, please visit https://kissyourlandlordgoodbye.com/.

“Supporting homebuyers and homeowners is at the core of our agency’s mission,” said Eugene Young Jr., Director of DSHA. “We knew that these programs would eventually end and are incredibly proud of the impact we were able to have. Our team remains committed to serving Delaware families and is exploring all options to ensure every resident can access a safe, affordable home.”